Are you 55 or older? Would you like to save money on your car insurance rates? Take the Senior driving class online now.

Quite Easy To Save Money: Online senior driver safety course is the simplest way to save money on your auto insurance every month because everything you need is on the web. This Mature Driver Course allows you to work on the course anytime it’s convenient for you and from wherever you want because all you need is a computer that is connected to the internet.

55 Alive Driving Course, a mature driving safety program for senior drivers help them to learn safe driving skills and refreshes their driving knowledge.

Senior Driver Safety Course for Auto Insurance Premium Discount

There are 35 million licensed drivers over the age of 55 in the U.S.. Drivers over 65 years old represent about 15% of the driving population. Drivers over 55, who represent 25% of all drivers, are involved in approximately 16% - 23% of collisions. Older drivers tend to be responsible for the collisions in which they are involved. Studies show that drivers over 55 are likely to have more crashes in ideal conditions and also found that 77% - 79% of traffic fatalities involving older drivers occurred during the daytime. Studies show that mature drivers have fewer collisions than younger drivers and have fewer collisions on a per-driver basis.

A very common error associated with the mature driver is failure to keep pace with traffic. Mature drivers can lower their driving risk by keeping pace with traffic and identifying dangers.

Mature operators are over-represented in collisions involving backing. Stiffness in the neck caused by arthritis often causes mature drivers to decline in their ability to look behind. Arthritic joints in the arms may cause a mature driver to have a tendency to swing wide in a turn. Senior drivers involved in collisions have a reduced ability to recover from injuries. Mature drivers often times experience difficulty recalling data from their short-term memory. In a single-vehicle collision, mature drivers run off the road and usually respond incorrectly.

Mature drivers should plan routes that make maximum use of intersections protected by traffic lights. To get a clear picture of an object, most 60-year olds need twice as much light as 20-year olds. Typically, a 55-year old takes 8 times as long to recover from glare as a 16-year old. Mature drivers have difficulty with the integration of information from multiple sources. It has been recognized that mature operators have the tendency to not look behind frequently enough. A mature driver is prone to have difficulty filtering out unimportant visual information.

Insurance premium discounts vary by insurance company. Each state has its own vehicle laws, which enable state officials to establish financial responsibility. In order to be eligible for an insurance rate reduction, the person completing the driving course must have a valid certificate of completion. The insurance industry offers mandate discounts of up to 10 percent for taking these lessons to brush up on their safety skills. The discount is good for three years. National Safety Council, AARP, and AAA are among the course providers that offer Insurance Discount course for Senior Drivers.

Senior Driving Fitness and Age

Driving safety involves factors related to the vehicle, the roadways, the weather and other conditions. Above all, driving safety involves the elder driver. Also, other factors play a role in how safely a person can operate a vehicle: the conditions of the roads and a driver’s familiarity with them, the weather, and the time of day all can affect driving safety.

This 55 alive driving course, specially designed for drivers aged 50 and older, focuses primarily on drivers and on determining their fitness for driving. At the most basic level, driving requires that we have the ability to properly see, think, and move. Limitations in any of these three key functions may signal a worrisome threat to driving fitness.

If driving fitness isn’t determined by age, then what are the signs of impaired driving fitness? It is not age but fundamental key functions like the ability to see, think, and move that determines driving fitness.

Mature Driver improvement course teaches you the warning signs of Driving Risk and warning signs of impaired driving fitness based on research and guidelines, developed by advocacy groups such as the American Association of Retired Persons (AARP), the American Automobile Association (AAA), and the American Medical Association (AMA), to learn how to limit yourself to drive safely only on local, familiar roads and only during daylight hours, maintain your driving fitness.

St. cloud State University Driver Improvement Program

The Minnesota Highway and Safety Research Center at St. Cloud State University designed this 55+ alive classes, a driver improvement program for Senior Drivers. It's a 4 hour Refresher Course.

Online 55 and over driver improvement program at St. Cloud State University

Minnesota statute 65B.28 requires any insurer, who is approved by the department of commerce in MN, to provide a 10% discount on insurance for private passenger vehicles to anyone 55 years or older who has completed an approved accident reduction class. MHSRC Accident Prevention classes are approved by the Minnesota Department of Public Safety.

Initial 8 hour and 4 hour Refresher Course

Those new to the program, or those who have let it lapse, attend an initial 8 hour class. This qualifies them for the discount for three years. After the first three years, a 4 hour refresher course must be taken every three years to maintain the discount.

8 hour Driver Improvement Program: In Minnesota, participant of the program for early discount of atleast 10% on their auto insurance Premium for three years by taking initial 8 hour course. This course is for drivers who have never taken an approved accident prevention course.

4 Hour Refresher Course: This course will be for those who have already taken an 8 hour approved accident prevention course. It is a refresher course, taken every 3 years to re-new your existing certificate and continue to receive your auto insurance discount.

The auto insurance discount can be maintained by taking a 4 hour refresher course for every three years. Depending on your premium  rates, the course usually pays for itself on your next statement and savings can be substantial over time.
 
St. Cloud State Drivers over the age of 55: Save 10% on your Auto Insurance.

At least 10% for three years, but there is potential to save much more. If the knowledge you gain in the class allows you to avoid a crash , or a moving violation citation, you will have saved much more. In fact, the information presented in this online course might just save your life.


55 alive classes St. cloud MN

After registering for your Online course, you have 60 days to complete the required material. You will be able to start and return to the course as often as you like.  When you complete the course, you will be able to download the course certificate immediately. No need to wait and no extra charge for electronic certificate.

Our 8 hour and 4 hour Courses are developed to accomply with state requirements and designed to be engaging and interactive. Each course includes valuable safe driving information, videos and resources. Our courses are fully narrated with transcripts available for those who prefer to read along.
 
55+ Insurance Discount

There are no written or behind the wheel tests. Upon completion of the St. cloud state defensive driving course, senior drivers (55 alive ) of St. cloud Minnesota state are eligible for a 10% discount on their auto insurance Premium. All who complete St. cloud state driver improvement program receive a certificate.

Our secure online courses give you the opportunity to earn your discount certificate at your convenience in the comfort of your own home or on the go with most mobile devices.

Get started saving by registering the St. cloud state driver improvement program Now!

Protect your driving privileges in your Golden age.

As people are living longer, the number of older drivers on the road is increasing rapidly. According to Government statistics, the number of drivers over 55 is multiplying three times as much as other age groups. These numbers will continue to proliferate until millions will be driving in the eighties and nineties.

Older folks take more medication and are susceptible to Alzheimer's and Parkinson's disease as well as dementia and failing vision, among other ailments. They have short attention spans and do not process information as they did when they were younger.

Driving an automobile is without question a vital part of a senior's self-esteem, happiness and independence. Except for losing a loved one, surrendering a drivers' license can be the most traumatic and devastating blow a senior may encounter.

Many senior drivers find themselves in their heart-wrenching situation that destroys their freedom.

Over the years, driving a motor vehicle has become increasingly hazardous. Drive in any city or populous area and it would be unusual if you did not witness driving infraction. Driving over the speed limit is a common practice as is going through traffic lights when they change to red.

When senior drivers commit traffic violations they are held more accountable because of their age. It is probable that older drivers will be confronted with a crisis which could jeopardize their driving future. If their driving record falls below that of the general public it is likely that they will be asked to take a Mature driver improvement course to refresh their driving skills and re-examination. Some of them will lack the confidence to be re-examined and will forfeit their driver licenses.

55 plus drivers refresher course online helps to avoid accidents which reflect lack of concentration and prepares you to maintain their driving privileges. The course contents can enable you to drive with a more acute awareness and help you to be better driver in your "Golden" years.
Enroll Now! 55 Alive Mature Driver Safety Program is designed for midlife and older motorists. Complete the course and qualify for a discount on automobile insurance.

55 alive online classes are designed especially for drivers age 50 and older to keep older drivers independent, safe, healthy and confident while on the road. Every driver can benefit from a refresher course to stay current with driving laws and new technology.

55 Alive mature driver improvement Course delivers on driver safety goal to promote independence and enhance the quality of life for drivers age 50 and over.

Register 55 Alive Online Driver Improvement Course Now!

55 Alive Mature Driver Safety Program

This is an online 55 alive driver refresher course for experienced senior drivers 50 and over to maintain your independence and driving privileges, help your improve skills, techniques, and rules of the road you have learned but may have forgotten. The online program teaches how to handle adverse driving conditions and traffic hazards.

The online classes can be taken at your own pace and the course content focuses on compensating for age-related changes reducing traffic violations, crashes and injuries; and updating one's knowledge of the rules of the road, update your driving skills, and addresses common problems that older drivers face.

The principal causes of serious accidents involving elderly drivers are poor motor skills, poor vision, stiff joints, or worn-out pacemaker batteries. Rather, it is diseases that cause a loss of cognitive skills that affect understanding, judgment and memory such as Alzheimer's Disease.

Graduate of the course is eligible for an insurance discount.